Relationship Manager – Refinance Full Time NEW

Mutual Trust Bank PLC has announced a new career opportunity for the position of Relationship Manager – Refinance, operating out of their Dhaka office. This full-time role focuses on identifying, structuring, and managing eligible portfolios to maximize the bank’s participation in various refinance and pre-finance schemes offered by Bangladesh Bank, the SME Foundation, and other donor agencies.

The Role At-a-Glance

Editor’s Note: Mutual Trust Bank PLC emphasizes that they are an equal opportunity employer committed to an inclusive recruitment process. Candidates should be aware that only those shortlisted will be contacted by the bank for further assessment.

Key Responsibilities

The appointed Relationship Manager will be tasked with the following core duties:

• Identify and develop eligible customers and portfolios under various refinance and pre-finance schemes to ensure maximum fund utilization.

• Generate awareness among the SME & Agri Banking team regarding available schemes, eligibility criteria, guidelines, and operational requirements.

• Meet assigned refinance and pre-finance business targets aligned with the approved business plan.

• Manage and process refinance claims, ensuring the timely submission, settlement, and collection of funds from Bangladesh Bank, SME Foundation, and other agencies.

• Foster and maintain robust relationships with Bangladesh Bank, SME Foundation, donor agencies, and stakeholders to enable smooth fund realization.

• Coordinate with relevant business and operational teams to ensure the timely repayment and settlement of refinance scheme obligations.

• Collaborate with branches and stakeholders for Bangladesh Bank and other regulatory inspections (both pre- and post-inspection).

• Maintain all relevant circulars, guidelines, agreements, records, claims, and documentation.

• Prepare and submit Letters of Interest/Intent (LOI) within stipulated timelines.

• Ensure timely execution of PFI agreements and required documentation.

• Monitor portfolio utilization, outstanding positions, repayment status, claims, and fund realization.

Required Qualifications

Education:

• A Bachelor’s or Honors degree in Human Resources or a related discipline from a reputed university.

• No third division/class or equivalent CGPA is permitted at any stage of the applicant’s academic career.

• Candidates who have completed Banking Diploma courses (JAIBB & AIBB) will be given preference.

Experience:

• A minimum of 2 years of relevant experience in managing refinance schemes under SMESPD, ACD, FID, and other regulatory schemes within a bank or non-bank financial institution.

• Applicants must have prior experience working in the banking sector.

• A strong understanding of refinance scheme guidelines, eligibility criteria, documentation, claims processing, fund disbursement, and repayment mechanisms is mandatory.

Skills & Expertise

Candidates should possess demonstrated capabilities in the following areas:

• Financial and Banking services

• SME Banking

• Loan Processing

• Regulatory Compliance

• Stakeholder Liaison

Compensation & Benefits

• Salary: Negotiable, based on the applicant’s profile and experience.

• Employment Status: Full Time.

How to Apply

1. Review the full eligibility criteria and ensure you have the required 2 years of specific refinance scheme experience.

2. Submit your application through the official online portal where the job circular was published.

3. Ensure your application is completed and submitted before the deadline on September 16, 2026.

Analyst Insight: Given the highly specialized nature of this role, applicants should clearly highlight their direct experience handling SMESPD, ACD, and FID regulatory schemes on their resume. Demonstrating your track record in successfully processing claims with Bangladesh Bank or the SME Foundation will significantly strengthen your profile for this specific Mutual Trust Bank PLC job circular.

Company Information

• Name: Mutual Trust Bank PLC
• Overview: A Private Commercial Bank (Bank/Non-Bank Financial Institution) with an estimated 501-1000 employees.
• Address: MTB Centre, 26 Gulshan Avenue, Plot 5, Block SE (D), Gulshan 1, Dhaka 1212.
• Website: www.mutualtrustbank.com

This post is for informational purposes only, summarizing the official job circular for job seekers. Skill Tribune is not affiliated with the hiring organization and does not process applications.

Last Verified: September 8, 2026 | Written by: Ariful Karim